Enhanced Benefit Options
Choose supplemental insurance for financial protection that fits your needs.
- Coverage is available for you, your spouse, and eligible dependent children (with most plans)
- Benefits are paid directly to you (unless you specify otherwise)
- Coverage can continue when you retire or change jobs, with no increase in premiums (with most plans)
- Receive these benefits regardless of any other insurance you may have (with most plans)
the Millennial Package
Attracting and Retaining Talent in the emerging workforce is more competitive than ever. By working with
Colonial Life, employers can offer two new innovative benefits that create less stress, more focus and less
absenteeism for there employees through Pet Insurance & Student Debt Relief. Please contact your agent
to learn more about how you can get started with these benefits.
Helps reduce a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness.
Enables you to tailor coverage for your individual needs and helps provide financial security for your family members.
Critical Illness Protection
Supplements your major medical coverage by providing a lump-sum benefit you can use to pay the direct and indirect costs related to a covered critical illness, which can often be expensive and lengthy.
Provides the same benefit amounts with any dentist you choose and covers a variety of dental procedures, from routine cleanings to more advanced procedures such as crowns and root canals. Additional savings are available by visiting a network dentist.
Supplemental Dental and Other Member Services
Affordable ‐ Flexible ‐ Portable
- Start saving immediately – no waiting periods… even for major services
- Use as often as necessary – we don’t have an annual spending limit or use limitation
- Save 20% ‐ 80% at the time of service (Colorado Plan)
- Orthodontia for both children and adults
- No pre‐existing conditions exclusions (except Orthodontia already in progress)
Compliance & Giveback Programs
Utilizing TASC (Total Administrative Services Corporation) and their ERISAEdge Services, Forever Employer is able to provide innovative outsourcing solutions for a wide variety of employee benefits programs. We help fill the void for employers who need to offer affordable healthcare benefits, to reduce their taxes, and to attract and retain quality employees.
With DOL audits and employee complaints on the rise, it is more important now than ever to rely on an industry expert to ensure your benefits plans “pass the test” and comply with ERISA requirements. ERISA is a federal law that regulates Group-sponsored benefits. ERISAEdge will take care of all the necessary documents, forms, and record keeping for you. Contact Forever Employer today to get started!
Benefit Accounts Management:
Flexible Spending Account (FSA)
- Healthcare FSA
- Dependent Care FSA
- Premium Only Plan (POP)
- SIMPLE Cafeteria Plan
Transit and Parking Accounts
Health Savings Account (HSA)
Health Reimbursement Arrangements (HRA/FHRA)
Workplace Giving Administration
Contribution Benefit Services:
ERISA Compliance Services
PCORI Compliance Services
Form 5500 Preparation
ACA Employer Reporting
TASC has also founded The Greater Give: A 501(c)(6) organization whose mission is to compel more giving by empowering middle-class Americans and their employers to become Everyday Philanthropists.
The Greater Give is currently the primary backer of The Everyday Philanthropist Act – a bill, which, when passed, will incentivize employers and employees to increase charitable giving via a Flexible Giving Account. An FGA is a pretax payroll deduction for employee giving. With an FGA, the business will reduce payroll taxes and the employees will save income taxes, all without further burdening your HR department.