Choose supplemental insurance for financial protection that fits your needs.

  • Coverage is available for you, your spouse, and eligible dependent children (with most plans)
  • Benefits are paid directly to you (unless you specify otherwise)
  • Coverage can continue when you retire or change jobs, with no increase in premiums (with most plans)
  • Receive these benefits regardless of any other insurance you may have (with most plans)

the Millennial Package

Attracting and Retaining Talent in the emerging workforce is more competitive than ever. By working with
Colonial Life, employers can offer two new innovative benefits that create less stress, more focus and less
absenteeism for there employees through Pet Insurance & Student Debt Relief. Please contact your agent
to learn more about how you can get started with these benefits.

Future-Fuel-Student-Debt-Relief-the-Millennial-Package

Pet-Insurance-Plans-the-Millennial-Package


Disability Protection

Helps reduce a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness.


Accident Protection

Helps offset unexpected medical expenses, such as emergency room fees, deductibles and co-payments that can result from a fracture, dislocation or other covered accidental injury.



Life Protection

Enables you to tailor coverage for your individual needs and helps provide financial security for your family members.



Cancer Protection

Helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer that most medical plans don’t cover. This coverage also provides a benefit for specified cancer-screening tests.



Critical Illness Protection

Supplements your major medical coverage by providing a lump-sum benefit you can use to pay the direct and indirect costs related to a covered critical illness, which can often be expensive and lengthy.



Hospital Confinement Indemnity Protection

Provides a lump-sum benefit for a covered hospital confinement or a covered outpatient surgery to help with co-payments and deductibles that are not covered by most major medical plans.



Dental Protection

Provides the same benefit amounts with any dentist you choose and covers a variety of dental procedures, from routine cleanings to more advanced procedures such as crowns and root canals. Additional savings are available by visiting a network dentist.


Supplemental Dental and Other Member Services

Affordable ‐ Flexible ‐ Portable

  • Start saving immediately – no waiting periods… even for major services
  • Use as often as necessary – we don’t have an annual spending limit or use limitation
  • Save 20% ‐ 80% at the time of service (Colorado Plan)
  • Orthodontia for both children and adults
  • No pre‐existing conditions exclusions (except Orthodontia already in progress)

This plan is NOT INSURANCE. It does not meet the minimum creditable coverage requirements under the Affordable Care Act and is not intended to replace insurance.

Compliance & Giveback Programs

Utilizing TASC (Total Administrative Services Corporation) and their ERISAEdge Services, Forever Employer is able to provide innovative outsourcing solutions for a wide variety of employee benefits programs. We help fill the void for employers who need to offer affordable healthcare benefits, to reduce their taxes, and to attract and retain quality employees.

With DOL audits and employee complaints on the rise, it is more important now than ever to rely on an industry expert to ensure your benefits plans “pass the test” and comply with ERISA requirements. ERISA is a federal law that regulates Group-sponsored benefits. ERISAEdge will take care of all the necessary documents, forms, and record keeping for you. Contact Forever Employer today to get started!

Benefit Accounts Management:

Flexible Spending Account (FSA)

  • Healthcare FSA
  • Dependent Care FSA
  • Premium Only Plan (POP)
  • SIMPLE Cafeteria Plan

Transit and Parking Accounts

Health Savings Account (HSA)

Health Reimbursement Arrangements (HRA/FHRA)

Workplace Giving Administration

Contribution Benefit Services:

COBRA Administration

FMLA Adminstration

Retiree Billing

Compliance Services:

ERISA Compliance Services

PCORI Compliance Services

Form 5500 Preparation

Non-Discrimination Testing

ACA Employer Reporting

TASC has also founded The Greater Give: A 501(c)(6) organization whose mission is to compel more giving by empowering middle-class Americans and their employers to become Everyday Philanthropists.

The Greater Give is currently the primary backer of The Everyday Philanthropist Act – a bill, which, when passed, will incentivize employers and employees to increase charitable giving via a Flexible Giving Account. An FGA is a pretax payroll deduction for employee giving. With an FGA, the business will reduce payroll taxes and the employees will save income taxes, all without further burdening your HR department.